Comments on: Can my company force me to take health insurance?

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By: NotaFanofInsuranceCompanies

NotaFanofInsuranceCompanies — Tue, 10 Jul 2012 15:45:21 +0000

My insurance company pays for nothing. I pay them every month for the privilege to wait for a catastrophic problem. I cant even pay the deductible and loss of income if that were to happen so even with coverage im most likely looking at having to file bankruptcy. So what the hell am I paying them for?? The system is corrupt. These guys have been bilking us for years. You are all brainwashed into believing its working. Its not! I had to laugh at that original article about Turkey and the dog bite. Your high paid medical coverage doesnt cover things like air vac, repatriation etc so you should get medical and travel insurance anyway! 100 bucks for a trip would do it all. Im sick of paying for something and getting nothing all while those insurance fat cats and the freakin politicians we elect get 100% PAID MEDICAL INSURANCE!!

By: Tim C

Tim C — Thu, 05 Jan 2012 22:09:01 +0000

I left a comment on the CBS web page but will post it here as well. My employer now requires employees to pay a surcharge if their spouse has opportunity to take insurance elsewhere but you choose to place them on your plan. No matter how bad of coverage or expensive it is, you are charged $92 a month for the added coverage plus the up-charge for the family plan. If my wife did not work or did not get benefits, I would not be charged the additional $92.. I feell as if I am penalized for being married.

By: Another Evil HR Director

Another Evil HR Director — Thu, 05 Jan 2012 11:56:09 +0000

Lest anyone forget, it won’t be long before everyone in the US (or, almost everyone) will be required by federal law to purchase health insurance. Remember the health care reform act? Yep, it’s coming. Unless, of course, the Supreme Court decides to strike down the individual mandate.

By: Tobi Baker

Tobi Baker — Wed, 04 Jan 2012 12:22:54 +0000

I personally wouldn’t pay much attention to the policy. Whilst it’s far from ideal I doubt that it is the precursor to further infringements on personal choice.

By: class factotum

class factotum — Tue, 03 Jan 2012 22:09:49 +0000

In reply to KayDay. Kay, when I worked for a health insurance company, we required 100% employee participation! That was a long time ago, though, when employers were more likely to pay 100% of the premium. The only time an employee could waive the insurance was if he could document that he was covered under a spouse's plan. Kate, I, too, questioned the $80 premium. When I had a $5,000 deductible, no RX, no maternity individual plan five years ago, I paid $183 painful, unemployed dollars a month.

By: KayDay

KayDay — Tue, 03 Jan 2012 14:11:47 +0000

At my company (I am the default benefits administrator, though that’s not my primary job) at least 75% of employees (or something like that, don’t remember the exact figure) must enroll in the health insurance plan. Because we are so small, if more than one person doesn’t enroll, the rates would definitely go up by a high percentage or we could be dropped as a group. I believe there would be an exception for people enrolled in another health plan.

By: Evil HR Lady

Evil HR Lady — Tue, 03 Jan 2012 06:54:14 +0000

In reply to Kate. I agree, you're probably right about that.

By: Evil HR Lady

Evil HR Lady — Tue, 03 Jan 2012 06:53:47 +0000

In reply to nick.

The questioner answered that question herself–she said she looked into it and it is legal. So, that’s how it could happen.

I addressed the other issues–kickbacks, shady practice, etc.

By: Evil HR Lady

Evil HR Lady — Tue, 03 Jan 2012 06:52:28 +0000

In reply to Anonymous. The CBS comment system leaves much to be desired. It eats my own comment so I can't even reply to people there! Thanks for persevering and commenting here.