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	Comments on: Your Employees&#8217; Financial Problems Are Your Problems	</title>
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	<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html</link>
	<description>Everything to make HR better</description>
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		<title>
		By: PAT Finance		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-219202</link>

		<dc:creator><![CDATA[PAT Finance]]></dc:creator>
		<pubDate>Thu, 19 Mar 2020 20:18:46 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-219202</guid>

					<description><![CDATA[McGraw-Hill Federal Credit Union says that 36 percent of Americans spend at least two hours a day worrying about their personal finances. And while many of us are experts at multitasking, if your employees are focused on their financial problems, they are less focused on your business.
Thanks]]></description>
			<content:encoded><![CDATA[<p>McGraw-Hill Federal Credit Union says that 36 percent of Americans spend at least two hours a day worrying about their personal finances. And while many of us are experts at multitasking, if your employees are focused on their financial problems, they are less focused on your business.<br />
Thanks</p>
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		<title>
		By: marty		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55928</link>

		<dc:creator><![CDATA[marty]]></dc:creator>
		<pubDate>Wed, 17 Apr 2013 13:33:30 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55928</guid>

					<description><![CDATA[&lt;i&gt;&quot;...but being consistent with their pay (which should happen anyway), being fair &#038; paying them well will help them out financially. If they know what they make and can count on their paycheques&quot;&lt;/i&gt;

Dream on, Tanya - I&#039;m looking for work and see more and more jobs posted as part -time with below $8.00/hr wages (if they even post a salary -more and more have none posted) with no set schedule.

So, right off the bat, I do not know what I will be earning or how consistent it will be. My last landlord really appreciated that - many months of me being unable to tell him when I would have the rent. 

EMPLOYERS - Do you ever consider that this type of low-wage, uncertain schedule employee policy is detrimental to your employees? It makes it hard to concentrate on my work when I am literally wondering whether I am going to lose car insurance, or not eat, or be unable to even get to work if the car fails - and knowing that starting each workweek, I will not make enough to cover expenses.

A McDonald&#039;s corporate spokesman, in responding to the recent strike in NYC, defended McDoanld&#039;s by saying (in part) that employees - and I quote - &quot;had ACCESS to flexible schedules&quot;. Nice touch - &quot;access&quot; . Yes, and they also have &quot;access&quot; to malnutrition, poverty, inability to pay bills, etc. due to the cheap wages of McDonalds and many other fast food and retail companies who are making large profits at the same time they squeeze their employees.]]></description>
			<content:encoded><![CDATA[<p><i>&#8220;&#8230;but being consistent with their pay (which should happen anyway), being fair &amp; paying them well will help them out financially. If they know what they make and can count on their paycheques&#8221;</i></p>
<p>Dream on, Tanya &#8211; I&#8217;m looking for work and see more and more jobs posted as part -time with below $8.00/hr wages (if they even post a salary -more and more have none posted) with no set schedule.</p>
<p>So, right off the bat, I do not know what I will be earning or how consistent it will be. My last landlord really appreciated that &#8211; many months of me being unable to tell him when I would have the rent. </p>
<p>EMPLOYERS &#8211; Do you ever consider that this type of low-wage, uncertain schedule employee policy is detrimental to your employees? It makes it hard to concentrate on my work when I am literally wondering whether I am going to lose car insurance, or not eat, or be unable to even get to work if the car fails &#8211; and knowing that starting each workweek, I will not make enough to cover expenses.</p>
<p>A McDonald&#8217;s corporate spokesman, in responding to the recent strike in NYC, defended McDoanld&#8217;s by saying (in part) that employees &#8211; and I quote &#8211; &#8220;had ACCESS to flexible schedules&#8221;. Nice touch &#8211; &#8220;access&#8221; . Yes, and they also have &#8220;access&#8221; to malnutrition, poverty, inability to pay bills, etc. due to the cheap wages of McDonalds and many other fast food and retail companies who are making large profits at the same time they squeeze their employees.</p>
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		<title>
		By: Elizabeth West		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55670</link>

		<dc:creator><![CDATA[Elizabeth West]]></dc:creator>
		<pubDate>Fri, 12 Apr 2013 00:14:03 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55670</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55616&quot;&gt;EngineerGirl&lt;/a&gt;.

Not to mention medical debt.  That can wipe out good credit and savings in a nanosecond.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55616">EngineerGirl</a>.</p>
<p>Not to mention medical debt.  That can wipe out good credit and savings in a nanosecond.</p>
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		<title>
		By: Tanya		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55660</link>

		<dc:creator><![CDATA[Tanya]]></dc:creator>
		<pubDate>Thu, 11 Apr 2013 17:11:59 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55660</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55659&quot;&gt;Tanya&lt;/a&gt;.

but being consistent with their pay (which should happen anyway), being fair &#038; paying them well will help them out financially. If they know what they make and can count on their paycheques, it saves them (hopefully) from going overboard with their spending.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55659">Tanya</a>.</p>
<p>but being consistent with their pay (which should happen anyway), being fair &amp; paying them well will help them out financially. If they know what they make and can count on their paycheques, it saves them (hopefully) from going overboard with their spending.</p>
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		<title>
		By: Tanya		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55659</link>

		<dc:creator><![CDATA[Tanya]]></dc:creator>
		<pubDate>Thu, 11 Apr 2013 16:40:11 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55659</guid>

					<description><![CDATA[Most people are the cause of their own financial problems. The times I see issues is when an employee comes to me asking for a raise because they just bought a new truck and now realize that the 1st payment is due and they can&#039;t make it with their current paycheque. I have helped a couple of people &#039;return&#039; their item to get their money back! Fortunately, most of the banks here now require a letter from the employer BEFORE securing a loan to someone. It saves alot of hardship in the end.]]></description>
			<content:encoded><![CDATA[<p>Most people are the cause of their own financial problems. The times I see issues is when an employee comes to me asking for a raise because they just bought a new truck and now realize that the 1st payment is due and they can&#8217;t make it with their current paycheque. I have helped a couple of people &#8216;return&#8217; their item to get their money back! Fortunately, most of the banks here now require a letter from the employer BEFORE securing a loan to someone. It saves alot of hardship in the end.</p>
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		<title>
		By: Evil HR Lady		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55635</link>

		<dc:creator><![CDATA[Evil HR Lady]]></dc:creator>
		<pubDate>Wed, 10 Apr 2013 04:56:38 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55635</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55631&quot;&gt;Charles&lt;/a&gt;.

Have you read Donna Ballman&#039;s articles on wage theft?  Here&#039;s one:

http://employeeatty.blogspot.ch/2013/03/florida-companies-republicans-try-to.html

It&#039;s a real problem.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55631">Charles</a>.</p>
<p>Have you read Donna Ballman&#8217;s articles on wage theft?  Here&#8217;s one:</p>
<p><a href="http://employeeatty.blogspot.ch/2013/03/florida-companies-republicans-try-to.html" rel="nofollow ugc">http://employeeatty.blogspot.ch/2013/03/florida-companies-republicans-try-to.html</a></p>
<p>It&#8217;s a real problem.</p>
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		<title>
		By: Pragmatist		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55633</link>

		<dc:creator><![CDATA[Pragmatist]]></dc:creator>
		<pubDate>Wed, 10 Apr 2013 03:59:14 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55633</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55631&quot;&gt;Charles&lt;/a&gt;.

That&#039;s an EXCELLENT question. What&#039;s really scary is that not only is it stupid and unethical to be late with payroll, it happens to be illegal.

I don&#039;t think most employers think it&#039;s ok. They just don&#039;t think.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55631">Charles</a>.</p>
<p>That&#8217;s an EXCELLENT question. What&#8217;s really scary is that not only is it stupid and unethical to be late with payroll, it happens to be illegal.</p>
<p>I don&#8217;t think most employers think it&#8217;s ok. They just don&#8217;t think.</p>
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		<title>
		By: Charles		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55631</link>

		<dc:creator><![CDATA[Charles]]></dc:creator>
		<pubDate>Wed, 10 Apr 2013 03:24:52 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55631</guid>

					<description><![CDATA[Not faulting you; But, I think it is a sign of the times when you have to advise that paychecks be &quot;on time.&quot;

Well, duh.

But, it is sad how many employers thesedays think otherwise.  The same is true for expenses.

I can&#039;t be late to work; why do some employers think they can pay or reimburse late?]]></description>
			<content:encoded><![CDATA[<p>Not faulting you; But, I think it is a sign of the times when you have to advise that paychecks be &#8220;on time.&#8221;</p>
<p>Well, duh.</p>
<p>But, it is sad how many employers thesedays think otherwise.  The same is true for expenses.</p>
<p>I can&#8217;t be late to work; why do some employers think they can pay or reimburse late?</p>
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		<title>
		By: Nester		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55621</link>

		<dc:creator><![CDATA[Nester]]></dc:creator>
		<pubDate>Tue, 09 Apr 2013 20:02:26 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55621</guid>

					<description><![CDATA[Suggestion 2 (&quot;be predictable with paychecks&quot;) is very good advice.  A friend of mine is paid twice a month.  Recently, because her firm&#039;s payroll company is having trouble with their direct deposits, they issued checks to everyone.  Unfortunately, where we live banks were closed for the Easter holiday on Friday.  Because of this, she couldn&#039;t buy groceries over the weekend because an automatic debit from her account came due on Friday and she would have been overdrawn.  So I agree, little things like this can be very important to people with tight budgets living paycheck to paycheck.]]></description>
			<content:encoded><![CDATA[<p>Suggestion 2 (&#8220;be predictable with paychecks&#8221;) is very good advice.  A friend of mine is paid twice a month.  Recently, because her firm&#8217;s payroll company is having trouble with their direct deposits, they issued checks to everyone.  Unfortunately, where we live banks were closed for the Easter holiday on Friday.  Because of this, she couldn&#8217;t buy groceries over the weekend because an automatic debit from her account came due on Friday and she would have been overdrawn.  So I agree, little things like this can be very important to people with tight budgets living paycheck to paycheck.</p>
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		<title>
		By: EngineerGirl		</title>
		<link>https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55616</link>

		<dc:creator><![CDATA[EngineerGirl]]></dc:creator>
		<pubDate>Tue, 09 Apr 2013 14:50:46 +0000</pubDate>
		<guid isPermaLink="false">https://www.evilhrlady.org/?p=2777#comment-55616</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55589&quot;&gt;Another Evil HR Director&lt;/a&gt;.

I&#039;m not sure I agree.  Look at the robo-signing scandal, where people that paid their mortgage on time (and in some cases owned their home outright) were foreclosed on.  These people had nothing to do with their financial problems.  Even getting a mortgage at a &quot;good&quot; band is insufficient, as mortgages are bought and sold all the time.  Or how about people with relatives that are in default? Even though the worker isn&#039;t responsible for another&#039;s debt, that doesn&#039;t stop unscrupulous debt agencies from harassing the innocent one (and in some cases placing liens on someone&#039;s property.). All of these things take time to sort out, even if the worker was doing all the right things.  
Your willingness to jump to conclusions so quickly is a little scary.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.evilhrlady.org/2013/04/your-employees-financial-problems-are-your-problems.html#comment-55589">Another Evil HR Director</a>.</p>
<p>I&#8217;m not sure I agree.  Look at the robo-signing scandal, where people that paid their mortgage on time (and in some cases owned their home outright) were foreclosed on.  These people had nothing to do with their financial problems.  Even getting a mortgage at a &#8220;good&#8221; band is insufficient, as mortgages are bought and sold all the time.  Or how about people with relatives that are in default? Even though the worker isn&#8217;t responsible for another&#8217;s debt, that doesn&#8217;t stop unscrupulous debt agencies from harassing the innocent one (and in some cases placing liens on someone&#8217;s property.). All of these things take time to sort out, even if the worker was doing all the right things.<br />
Your willingness to jump to conclusions so quickly is a little scary.</p>
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